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There are two basic types of trusts: living trusts and testamentary trusts. A living trust or an "inter-vivos" trust is set up during the person's lifetime. A Testamentary trust is set up in a ...

If you're 59 ½ or older you're usually all clear. But if you're younger than that, you will get hit with a penalty for early withdrawals from traditional IRAs, or early withdrawals on earnings ...

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A pension is a retirement account that an employer maintains to give you a fixed payout when you retire. It's a kind of defined benefit plan. Your payout typically depends on how long you worked ...

A defined benefit plan is a retirement account for which your employer does all the work, including ponying up the money and deciding where to invest it. It promises you a set payout when you ...

Use these recommended mutual and exchange-traded funds to construct a portfolio that’s built to last. When Money magazine introduced the MONEY 70 list in 2007, the investing landscape sure was ...

Immediate annuities (sometimes called income or payout annuities), are pretty straightforward - basically a mirror image of a life insurance policy. Instead of paying regular premiums to an ...

These terrific small cities -- even now -- boast plenty of jobs, great schools, safe streets, low crime, lots to do, charm, and other features that make a town great for raising a family. More ...

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States must meet the federal wage baseline of $7.25 for all covered workers. Click here for more coverage of minimum wage.

Due to erroneous job, cost-of-living, and test score data for a small number of places, two cities were left off this year's top 100 and two were mistakenly included. Other cities moved up or down ...